Todd Fogel, Renovation Loan Specialist

Guaranteed Rate

Dubbed the “True Edu-tainer,” Todd Fogel of Guaranteed Rate is recognized as an excellent communicator and educator, always leading with humor. He has 30 years under his belt as a loan originator, processing manager and underwriting manager, with the knowledge and skillset to assist all his clients’ needs. Fogel is part of the Guaranteed Rate Team, one of the nation’s top renovation mortgage companies, as a vice president of mortgage lending/renovation loan specialist, currently licensed in the states of Florida, Georgia, South Carolina, Louisiana and Alabama, with over 12 years of dedicated experience.

Fogel’s career started in retail management, where he was scouted and recruited to join the mortgage business by a store client who recognized his professionalism, sales skills and attention to detail. Since then, he’s come to specialize in FHA 203K renovation products, FNMA Conventional HomeStyle renovation products, Freddie Mac CHOICERenovation products and VA renovation products. He’s also certified by the state of Florida to teach renovation financing continuing education courses for real estate agents.

Fogel says that being part of the most respected name in mortgage lending means that his business partners and clients can rely on the long-standing strength of a well-established lender. Additionally, Fogel was ranked seventh in the nation in production within his company, quipping, “As I always say with no arrogance, I am good at my job!”

His clients agree. They say they haven’t come across anyone who knows renovation financing like him. “Years ago, when I decided to approach my employment not as a ‘job’ but as a ‘lifestyle,’ my career in the mortgage industry frankly changed and I became even more successful,” Fogel shares. “I truly like what I do, and it shows in my enthusiasm in every step of the way.”

Guaranteed Rate, Inc. is a private corporation organized under the laws of the state of Delaware. It has no affiliation with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the U.S. Department of Agriculture or any other government agency.

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