Michal Bander Jr. is a leading loan originator serving all over the United States. Bander is a branch manager helping originators meet their production goals on top of running his own personal team’s business. In his lending career, he has gained a thorough understanding of the various lending guidelines available in the market today, which best equip him to structure files and avoid certain challenges that commonly come up.
“Most originators are treating the business as just a sales job, going from transaction to transaction with no business foundation or follow-up systems in place,” he says. “With our team, we have tons of follow-up systems, protocols and off-the-chart technology that allow us to attack all aspects of the business and focus on continually growing and servicing more clients.”
Bander prides himself on listening to clients’ needs, wants and goals. He finds that keeping people informed and answering questions along the way is a pivotal component to keeping them comfortable throughout the process. His advisory approach to lending endears him to clients and has made his business 100% referral-based. “When people are getting a mortgage, they don’t want to be sold,” Bandar remarks. “They want someone to advise them on what is best to meet their needs, wants and goals.”
Being able to do that has placed his team in the Scotsman Guide’s top 1% of mortgage originators nationwide for 12 consecutive years. In the past year, his team reached Guaranteed Rate’s Chairman’s Circle status, having originated more than $100 million in loans. “Our team worked tirelessly and served over 400 families,” Bandar relays. “This is an incredible accomplishment for us, and I am extremely grateful to our clients, referral partners and team!”
Bandar is a member of the Boca Real Estate Investment Club, supports many local charities and enjoys spending time with his family, coaching his kids’ sports teams and playing golf.
Guaranteed Rate, Inc. is a private corporation organized under the laws of the state of Delaware. It has no affiliation with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the U.S. Department of Agriculture or any other government agency.