Michal Bander Jr. is a leading loan originator serving all over the United States. Bander manages two branches for Guaranteed Rate, as well as his own personal team. In his lending career, he has gained a thorough understanding of the various lending guidelines available in the market today, which best equip him on how to structure files and avoid certain challenges that commonly come up.
“Most originators are treating the business as just a sales job, going from transaction to transaction with no business foundation or follow-up,” he says. “With our team, we have tons of follow-up systems, protocols and off-the-chart technology that allow us to attack all aspects of the business and focus on continually growing to service more clients.”
Bander prides himself on listening to clients’ needs, wants and goals. He finds that keeping clients informed and answering questions along the way is a pivotal component to keeping them comfortable throughout the process. His advisory approach to lending endears him to clients and has made his business 100% referral-based. “When people are getting a mortgage, they don’t want to be sold,” Bander says. “They want someone to advise them on what is best for their situation and why.”
Being able to do that has placed his team in the Scotsman Guide’s top 1% of mortgage originators nationwide for 12 consecutive years. In the past year, his team reached Guaranteed Rate’s Chairman’s Circle status, originating more than $100 million in loans. “Our team worked tirelessly and served over 400 families,” Bander says. “This is an incredible accomplishment for us, and I am extremely grateful to my clients, referral partners and team!”
Bander is a member of the Boca Real Estate Investment Club, supports many local charities and enjoys spending time with his family, coaching his kids sports’ and playing golf.
Guaranteed Rate, Inc. is a private corporation organized under the laws of the state of Delaware. It has no affiliation with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the U.S. Department of Agriculture or any other government agency.