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Michelle Gemmell, Associate Vice President of Mortgage Lending

Guaranteed Rate Affinity

Born and raised in Johannesburg, South Africa, Michelle Gemmell owned and operated a global marketing company while managing and promoting mixed martial arts athletes from around the world. After years of successfully operating multiple companies, Gemmell decided to make a major change. “Moving to the U.S. eight years ago was both the best decision and biggest challenge of my life,” she admits. “Being here and having the abundance of possibilities at my fingertips is an unimaginable feat.”

Inspired by her brother Tony’s success in the industry, Gemmell jumped at the opportunity to join his team and build their business together. As an associate vice president of mortgage lending with Guaranteed Rate Affinity, their team has achieved President’s Club status for the past three years. “The prospect of growing our brand within such an exceptional company is a massive opportunity and one which I embrace wholeheartedly,” she says. “I didn’t choose this business; it chose me, and I couldn’t be happier.”

Gemmell’s experience and continuous education allow her to remain knowledgeable and up to date on available loan programs and solutions in an ever-changing market. With her personal, hands-on approach, she guides clients from start to finish. “I’ll never forget buying my first home in this country; it was simply quite terrifying,” she recalls. “I remind myself of this feeling at the start of each new client relationship.”

With professionalism and personal client relationships as the foundation of the team’s success, Gemmell works hard to build relationships with clients and referral partners, treating each scenario as a priority. “My goal is to ensure my borrowers know that I care about them, rather than just the transaction,” she explains. “I care about the process, the experience and most importantly, getting my clients their desired results in the most stress-free way possible.”

Guaranteed Rate Affinity, LLC; NMLS #1598647; 1800 W Larchmont Ave, Chicago, IL 60613; 773-516-6900. For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. Conditions may apply. • AZ: 7221 E Princess Blvd, Ste. 117, Scottsdale, AZ 85255, Mortgage Banker License #0941440 • CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act • CO: Regulated by the Division of Real Estate • DE: Licensed by the Delaware State Bank Commissioner • GA: Residential Mortgage Licensee #20973 • MA: Mortgage Lender & Mortgage Broker License # MC1598647 • ME: Supervised Lender License #1598647 • NH: Licensed by the New Hampshire Banking Department, Lic #21635-MB • NJ: Licensed by the N.J. Department of Banking and Insurance • NY: Licensed Mortgage Banker – NYS Department of Financial Services, 348 West 14th Street 2nd Floor, New York, New York 10014 • OH: MB 804260 • OR: Licensed and Regulated by the Department of Consumer and Business Services • PA: Licensed by the Pennsylvania Department of Banking and Securities • RI: Rhode Island Licensed Lender • WA: Consumer Loan Company License CL-1598647.

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