Simply put, without government guarantees, the percentage of first-time homebuyers would be even smaller than it already is. #181215771 / gettyimages.com In June of this year, only 28 percent of existing-home sales went to first-time homebuyers, a historically low

New survey data has uncovered the secret reason for why housing has yet to fully recover – though admittedly, it’s a pretty straightforward explanation. #144553105 / gettyimages.com Interest rates remain at historic lows. Home price gains have moderated, and

Immigrants already play a large role in housing, but that role will only grow more pronounced in the coming years. #118977667 / gettyimages.com Here’s an eye-opening stat for you – from 2010 to 2020, immigrants in the U.S. will

With a strong multifamily sector driving activity, housing construction put up some fantastic numbers in July. #162749020 / gettyimages.com The homebuilding sector exceeded expectations in July, with housing starts soaring to a seasonally adjusted annual rate of 1.093 million, according

We’ve been reporting for some time that housing is being largely driven by higher-income consumers (while first-time homebuyer numbers stall), but new stats on mortgages in 2014 really drive that trend home. Check out our infographic below for some

Miami’s housing market continues to suffer in some areas, but overall the city is on the right track. #186869550 / gettyimages.com As a result of enduring strong demand, Miami’s housing market continued to benefit from rising home prices in

Millennials are poised to be the next big source of housing demand, but far too many of them are still grounded in their parent’s homes; why is that? Using new survey data from Fannie Mae, we’ve put together the

Lending standards have loosened since a year ago, but student debt is still keeping Millennials out of homeownership. #173865930 / gettyimages.com So much is said about why Millennials have been largely staying away from the housing market, but a

Negotiations call for a certain amount of assertiveness to make sure your clients get what they deserve, but how do you when it’s enough? #182793260 / gettyimages.com One of the hallmarks of a quality negotiator, especially in regards to real

Recent analysis by the CFPB has spurred changes to FICO, but how will those changes impact your real estate business, if at all? #114854649 / gettyimages.com FICO, aka the most prevalent credit-rating system in the U.S. and a key

Millennials will be a major force in future housing markets, but they’ll also bring with them considerable changes. #145565779 / gettyimages.com Stop us if you’ve heard this one before – Millennials are the next big source of housing demand,

Foreclosure timelines in some states can take more than three years; is our fine state among such illustrious company? #167335661 / gettyimages.com We’ll cut straight to the chase – according to the latest Mortgage Monitor from Black Knight Financial

We all know that higher interest rates lead to larger mortgage payments, but the impacts differ substantially across the nation’s metro areas. #467982755 / gettyimages.com It’s one of the essential truisms in real estate – higher mortgage rates equal

Any agent will tell you that selling an investor on an entire real estate market is a much more complex process than selling an individual property. Though you work hard in both circumstances, making clients see the potential of

Housing is still the biggest overall reason for moving in America, but what are the specifics behind those moves? #183748163 / gettyimages.com Nearly 36 million people moved in the United States between 2012 and 2013, and housing was the

Asking prices grew all over the nation in July, but they showed particular strength in our metro area. #470620827 / gettyimages.com Asking prices in the Miami metropolitan area rose 14.1 percent year-over-year in July, according to the latest Price Monitor