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David Caporini, VP of Mortgage Lending

Guaranteed Rate Affinity

Nicknamed the “Condo King,” Miami loan originator David Caporini has the experience, knowledge and confidence to close complicated files with ease. The veteran of the south Florida mortgage industry specializes in condominium mortgages, with over 75% of his business being condos.

Caporini’s clients describe him as thorough, efficient, communicative and attentive. “Mortgages can be quite complicated to a layman,” he says. “I do things in baby steps so clients and realtors don’t get too overwhelmed.”

Caporini says he doesn’t want to waste anyone’s time — he makes sure the realtors he works with bring buyers in to talk to him before they start looking for properties. “I don’t want my realtors wasting time with buyers who don’t qualify for loans they’re seeking.”

After 24 years in the industry, Caporini has a closing average of $20 million annually. “People automatically sense the experience and confidence I offer,” Caporini says. “They know I will take very good care of them and make sure they close on time with the best terms.”

Outside of work, Caporini’s philanthropic efforts include Sabrina’s Adaptive Beach and The Smart Ride, a charity ride from Miami to Key West that raises funds for LGBTQ individuals impacted by AIDS. This year, he’ll participate in his 10th ride.

Guaranteed Rate Affinity, LLC; NMLS #1598647; 1800 W Larchmont Ave, Chicago, IL 60613; 773-516-6900. For licensing information visit nmlsconsumeraccess.org. Equal Housing Lender. Conditions may apply. • AZ: 7221 E Princess Blvd, Ste. 117, Scottsdale, AZ 85255, Mortgage Banker License #0941440 • CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act • CO: Regulated by the Division of Real Estate • DE: Licensed by the Delaware State Bank Commissioner • GA: Residential Mortgage Licensee #20973 • MA: Mortgage Lender & Mortgage Broker License # MC1598647 • ME: Supervised Lender License #1598647 • NH: Licensed by the New Hampshire Banking Department, Lic #21635-MB • NJ: Licensed by the N.J. Department of Banking and Insurance • NY: Licensed Mortgage Banker – NYS Department of Financial Services, 348 West 14th Street 2nd Floor, New York, New York 10014 • OH: MB 804260 • OR: Licensed and Regulated by the Department of Consumer and Business Services • PA: Licensed by the Pennsylvania Department of Banking and Securities • RI: Rhode Island Licensed Lender • WA: Consumer Loan Company License CL-1598647.

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