BY JOSE H. CARABALLO Bankruptcy is an uncomfortable subject for a variety of reasons. The most obvious is the potential havoc it can wreak on your client’s finances. Running a close second is the negative stigma which is often

YOUR CLIENTS CAN REFINANCE THEIR MORTGAGE FOR RATE AND PAYMENT REDUCTIONS By Jose H. Caraballo One of the biggest reasons homeowners refinance their mortgage is to obtain a lower interest rate and lower their monthly payments. By refinancing, the

Survive the real estate lull by doing what you do best while applying common sense By Steven D. Hayworth I moved to Miami in 1980, just as the real estate crisis of the early-1980s was about to reach a

Protect your client while protecting yourself By Patricia I. Hayhurst I recently had the honor of being a featured panelist at the 12th International Money Laundering Conference on March 19 in Hollywood, Fla. This is the first year that